In this article we are going to tell you to check EPF or provident fund balance check without UAN number. You will come to know pf balance in easy steps. Now you can view pf balance with use of mobile also. In this article we will tell you about pf balance check number also.
Employee Provident Fund (EPF) is a crucial retirement savings scheme in India that provides financial security to employees during their post-retirement years. It is a government-mandated scheme where both the employee and employer contribute a certain percentage of the employee’s salary towards the EPF account. Monitoring your EPF balance regularly is essential to ensure that your retirement savings are on track. In this article, we will explore how you can check your EPF balance with and without a Universal Account Number (UAN).
## Understanding the Universal Account Number (UAN)
The UAN or Universal Account Number is a unique 12-digit number assigned to every EPF member. It acts as a common identifier for multiple EPF accounts that a person might hold throughout their career. The UAN simplifies the EPF account management process, making it easier for employees to access and monitor their EPF contributions.
## Checking EPF Balance With a UAN Number
If you have a UAN number, checking your EPF balance is a straightforward process:
1. **Visit the EPFO Portal:** Go to the official website of the Employees’ Provident Fund Organization (EPFO) at [https://www.epfindia.gov.in](https://www.epfindia.gov.in).
2. **Login to Your Account:** Click on the “For Employees” option and select “Member Passbook.”
3. **Enter Your UAN and Password:** Log in to your account using your UAN and password.
4. **View Your EPF Passbook:** Once you’ve logged in successfully, you can view your EPF passbook, which provides details of your EPF contributions, including your balance.
5. **Check Your EPF Balance:** You can see your EPF balance, including both your and your employer’s contributions, in your passbook.
Checking your EPF balance with a UAN number is a quick and efficient way to monitor your savings and ensure that your contributions are being credited accurately.
## Checking EPF Balance Without a UAN Number
If you don’t have a UAN number, or if you want to check your EPF balance without using it, you can still do so through various methods:
1. **Through the EPFO Portal:**
– Visit the EPFO portal as mentioned earlier.
– Click on the “For Employees” option.
– Select the “Member Balance” option.
– Enter your EPF account details, including your PF office, establishment code, and account number.
– Click on “Submit” to view your EPF balance.
2. **Via SMS:**
– You can check your EPF balance by sending an SMS from your registered mobile number to 7738299899.
– Type EPFOHO <space> UAN <space> ENG and send it to the above number.
– You will receive an SMS with your EPF balance details.
3. **Missed Call Service:**
– Give a missed call to 011-22901406 from your registered mobile number.
– You will receive an SMS with your EPF balance details.
4. **UMANG App:**
– Download the UMANG (Unified Mobile Application for New-age Governance) app from your app store.
– Register using your mobile number and Aadhaar or PAN.
– Under the EPFO services, you can check your EPF balance by entering your PF account details.
These methods provide options for individuals who have not yet received a UAN or prefer not to use it for checking their EPF balance. However, it’s important to note that having a UAN simplifies the process and offers additional benefits, such as easy transfer of EPF accounts when changing jobs.
Conclusion
Monitoring your EPF balance is essential for ensuring your financial security during retirement. Whether you have a UAN number or not, there are multiple methods available to check your EPF balance. It is advisable to check your balance regularly to stay informed about your retirement savings and address any discrepancies promptly. Additionally, consider linking your Aadhaar to your EPF account for a smoother and more streamlined experience when checking your balance and managing your EPF account.