Save Big with Flipkart’s Big Billion Days – Get the Bajaj Finserv Insta EMI Card on Bajaj Markets

Bajaj Markets, a subsidiary of Bajaj Finserv is home to numerous EMI and credit card offerings from India’s most trusted names. These include ICICI Bank, Bajaj Finserv, Axis Bank, and more. The cards are designed to help cardholders simplify their finances and get more out of everyday expenses. One such financial tool is the Bajaj Finserv … Read more

Personal Loan Without Income Proof: What You Need to Know

Many people looks for instant personal loan without income proof. Personal loan without income proof is not a easy task.  Securing a personal loan is a common financial solution for various needs, whether it’s consolidating debt, covering unexpected expenses, or financing a major purchase. While most lenders typically require proof of income to assess your … Read more

What is Personal Loan

  A personal loan is a type of loan that individuals can obtain from a financial institution such as a bank, credit union, or online lender. Personal loans are typically unsecured loans, meaning they do not require collateral, such as a car or house, to secure the loan. Instead, lenders evaluate a borrower’s creditworthiness based … Read more

Types of loan Repayment methods

  There are several types of loan repayment methods in India, including: 1. Equated Monthly Installments (EMI) – This is the most common method of loan repayment in India. In an EMI, the borrower pays a fixed amount every month, which includes both the principal amount and interest. The EMI amount remains constant throughout the … Read more

How long does it take to get personal loan

The time it takes to get a personal loan in India can vary depending on several factors, such as the lender’s policies, your credit score, and the completeness of your documentation. In general, it can take anywhere from a few hours to a few days to receive a personal loan in India. If you apply … Read more

Things to consider before applying for a loan

  Before applying for a loan, there are several things to consider: 1. Your Credit Score: Your credit score is a key factor that determines your eligibility for a loan and the interest rate you will be offered. A higher credit score typically leads to better loan terms. 2. Loan Amount and Term: Determine how … Read more

How to Check Eligibility For Personal Loan

To check your eligibility for a personal loan, you should take the following steps: 1. Check your credit score: Your credit score is a crucial factor that lenders consider when determining your eligibility for a personal loan. You can check your credit score for free through various online platforms. 2. Calculate your debt-to-income ratio: Your … Read more

Loans on Bajaj Markets: Address Diverse Needs with 9 Products

Bajaj Markets, a subsidiary of Bajaj Finserv, is a one-stop financial marketplace, where one can find a range of loans to choose from. Interested individuals can apply for secured and unsecured loans across nine categories from multiple lending institutions. These loans are available at affordable interest rates and come with flexible tenures, ensuring users have … Read more

Is pre-payment allowed for personal loans?

Yes, pre-payment of personal loans is generally allowed in India. Pre-payment is the act of paying off a loan in full or in part before its scheduled due date. However, it’s important to note that some lenders may charge a pre-payment penalty fee if you choose to pay off your personal loan before the due … Read more